Krazy Karens & The FTBA BS

a Krazy Karen with a FTBA “badge” threatening to personally sue an employee over her refusal to wear a mask.

Over the last year it’s been hard for most of us. My trials started before covid back in August 2019 when I lost my mom to a senseless accident. I will say, however, that my decision to move to Mexico shortly after was probably the best thing I have done in a long time. It is much easier to deal with a pandemic in paradise.

Central Mexico

I’m constantly amazed at the level of stupidity and ignorance surrounding the concept of wearing a mask. All these people having meltdowns over wearing a piece of fabric over their pie hole is simply astonishing. When I was a teenager I used to lifeguard in the summer months. Anyone who has ever been to an outdoor pool knows the official uniform is a bathing suit, a towel and maybe flip flops. Yet we all knew that if we did a run to the local corner store for Cool Ranch Doritos and Gatorade, we had to throw on a shirt and shoes, which sometimes meant borrowing someone’s or digging in the lost and found. “No Shirt, No Shoes, No Service.” Simple instructions. It didn’t impede on anyone’s rights, it wasn’t a law, it was how they did business and you respected that. I didn’t need to have my boobs hanging out nor did I need to see Joe Schmo’s beer gut and toe jam. It was also a courtesy to other patrons.

These businesses are struggling as it is. Grocery stores have been open thru the whole pandemic at the cost of the health of some of their employees. All they ask of their patrons is to wear a damn mask for the short time you are in their store. To protect other shoppers, their employees and yes, even you. Now for those that think covid is a lie, a conspiracy and it’s all made up, well, then just humor the rest of us that are paranoid of catching this made up illness and wear a mask while you’re around us. Think of it like this, when your rights start to take away mine, they are no longer rights. A face covering does not stop you from breathing, but it does stop little germ-ies from your space getting into my space. That’s why I wear a mask, is to protect YOU. I wear a shield to protect me. The mask is for the people that don’t have a choice. You can choose to shop, the employee at the store HAS to be there.

Now, as for our Krazy Karens and this bullshit about having medical conditions, citing the ADA or this bullshit organization FTBA (Freedom To Breath Association). I’ll be in the states next week and I almost HOPE I encounter one of these Karens. See, unlike them, I actually have invisible disabilities (i’m disabled, but you wouldn’t know by just looking at me). I have had brain surgery and multiple surgeries on the nerves on my skull and neck, a connective tissue disorder, neurological issues, the list is long. I fortunately do not have anything that impedes my lung function, however, I can very easily become over heated and get vertigo and faint. Wearing a mask, especially in warmer or humid climates can cause me difficulty. But you know what? I have options! I either stop shopping and take a break, stop all together and leave, don’t go out at all and just have my stuff delivered, ask an employee to help me (they always do) or just order shit online! I have NEVER pulled this Krazy Karen ADA discrimination bullshit ever! It’s hard enough living with a disability, navigating life in general, the amount of medications I have to take on the regular, the daily pain. I already have my battles having to deal with my service dog at some locations still to this day (thanks other insane people who insist that a duck or a snake were emotional support animals and just HAD to fly in the cabin with them). The ADA is not there to protect your delicate ego so you can go shopping. It’s there to ensure that buildings are accessible to everyone regardless if they can walk or if they are using a wheelchair or a walker, that doors are wide enough, that ramps are in place at schools and voting locations, that your employer makes reasonable accommodations so that you are ABLE to work despite having a disability. That you are given the same chance as everyone else.

Our last flight back to Mexico in March, an empty plane so Marlow actually got her own seatx

There are only a few conditions that would actually qualify you from wearing a mask and the rate and volume at which these Karens are speaking, I highly doubt they suffer from any of them. As I said before, it’s lung function, and people that have a lung condition, regardless of what it is, are at a higher risk of not only contracting COVID-19 and other airborne pathogens, but they will also have a greater risk of complications, so it would behoove them to have some sort of protection or better yet, to not expose themselves at all. Basically, the few items that would preclude you from a mask would be a facial deformity (temporary resting bitch face doesn’t count), emphysema, COPD, chronic bronchitis or lung cancer/single lung and incapacity. These conditions usually require supplemental oxygen as it is. Asthmatics MAY have some difficulty, but again, the benefit of wearing protection outweighs the discomfort (yes, discomfort, because it’s not a risk for an asthmatic to wear a mask). If these Karens really did have a condition that would keep them from wearing a mask, they would be staying home. Unless they WANTED to get sick. These people are bastardizing the ADA and it just pisses me off to no end. I’m glad I’m not in the states because I’m sure I’d be encountering it on a regular basis and I would probably get myself in trouble.

I’m guessing so much has to do with the fact that people are following the example set by the orange orangutan, being self centered. They have been emboldened to not only let their ignorance shine bright, but also letting their Krazy become normal. I’m glad some of these videos have resulted in repercussions for these insane behaviors. They shouldn’t be able to treat people like this, act like entitled brats and get away with it. There should be consequences for their actions. They also need to stop crying wolf when it comes to disabilities. Those with visible disabilities already have to deal with an immediate shit pile and those of us with non-visible disabilities are dealing with diseases most have never heard of, even doctors and even fewer can pronounce. Life is hard enough as it is, add a disability (or two or three) and navigating the world becomes and uphill climb, in the snow, during a hurricane. These Karens are just adding shit to the path.

Answer The Question

“Excuse me, Representative, do you believe it is appropriate for a president, ANY president to withhold foreign aid in exchange for dirt on a political opponent?”

If you have watched any news clip or program or seen anything on line, you are sure to have seen men and women in the halls and streets of Washington, zigging and zagging with their heads down, pretending to be on their phones or simply stone faced. Each one dodging the cameras and reporters refusing to answer this or any question in regard to the illegal activities of the administration. It’s as if they answer the question honestly, or rather, correctly, and say it is not appropriate they may face the Trump-Tweet-Storm and if they answer in support of his actions, they are admitting to their constituents they are willing to break the law.

The few that are speaking, the talking-heads like Representative Jim Jordan (R-Ohio), Kevin McCarthy (R-CA), Devin Nunes (R-CA) won’t answer the question either. Instead they say everything else.

    • There was no quid pro quo.
    • He did nothing wrong.
    • Who is the whistleblower, they need to come forward.
    • Crowd strike and the 2016 democratic server.
    • VP Joe Biden and the removal of the Ukrainian prosecutor.
    • They were talking about rooting out corruption.

I can’t wait for the public hearings begin. I hope there are dozens of witnesses that republicans call that support the law above the party. I hope that people become more informed about the process, the law and the facts. I wish that truth will prevail over partisan politics.

Long Term Pain

What happens today is going to have an impact on this country for years to come. You can rattle off almost ANY policy that this administration has taken up and I can point out at least one way in which it will impact us long term.

Remember way back in 2016 shortly after the women’s march when Trump decided to keep people from entering the country from 8 select Muslim countries and thousands in cities across America protested at the airports along with attorneys to help people come HOME?

Well, it’s still a problem! There are people who still cannot come to this country because of the passport they hold. They are not allowed to get a visa because of their country listed on their passport, even if they have permanent residency elsewhere.

How does this hurt us, or how will it hurt us in the future? I’m including a link to an NPR article about just this. It is about a Neuroscience conference in which many presenters could not attend due to trumps archaic ban and unwillingness to extend visas for events like this. As you read the article, you will see that some of the best in the field who are now looking for positions in research, study, education, etc are now looking to other countries like the UK and Japan because the US is no longer an option due to this ban. We are losing the top candidates in science, technology, mathematics, physics, medicine, education, energy, all fields, because of this ban. The world is boarder-less, people are born in one country, grow up in another, study in yet another. The US used to be a destination. This will only cause us to not only lose these top candidates, but now we will begin to fall behind and not be a place those top candidates will WANT to come.

Are People Really That Clueless?

I can’t imagine that people are really as dumb as the sound bites make it out to seem. I know there are the few that watch Fox and Fox only and do not do any research, read anything else, try to educate themselves, much less take a second to read the actual constitution.
I wrote this as a response to someone’s Facebook post, but for some reason I couldn’t post it any more. I also included the bullshit stunt that was pulled yesterday regarding the raid into the SCIF rooms and the fact that the representatives front and center yelling about the secrecy are actually MEMBERS of those same committees being held in those SCIF rooms!
Feel free to share what you want, correct me where needed and comment as you wish!

Simple Summary

  • Closed door hearings – both houses of congress is allowed to have closed door meetings, hearings and testimony.
  • Secret testimony – if anything is deemed to be a state secret or sensitive to national security it will also be held behind closed doors; transcripts may or may not be released
  • Whistleblower – equate a whistleblower to someone calling a tip line; they may NEVER be identified, but if the tip is credible and there is evidence of a crime that uncovers more evidence to corroborate that crime, it will be investigated; just because you don’t know who the caller is that told you they saw someone stab a guy in an alley as an officer you would still investigate the alley; if you find blood or a knife, you continue the investigation. It’s the same case here.
  • Confronting accusers – true, but the whistleblower is not the accuser necessarily, they are the tipster; and trump does not have the right to confront them at any time or just because; if the whistleblowers testimony is imperative to the case than he can be cross examined by trumps attorney/trump.
  • Stasi & Germany – this is just a cheap insert when you have no other argument; unless you were actually in East Germany during the reign of the Stasi (or Germany during WWII if you want to reference the Nazis) then don’t, because 99% of these references are 100% off.
  • Constitution – read below.
  • Impeachment Hearing – See the constitution, there are differences between an inquiry, proceedings and hearing. The House does not hold hearings, that will be the Senate. Basically the House puts together the information to decide if there should be a hearing, if there should be a hearing, than the Senate is the one to hold the hearing. Look back in history to the Iran-Contra hearings held in the Senate.
  • SCIF – this just means in the simplest of terms, a secret room; HOWEVER, it is not secret from members of congress – they all know where their committee SCIF rooms are.
  • TV coverage – inquiries are the equivalent of depositions and therefore not televised, they are not hearings
  • Kangaroo Court – a kangaroo court overlooks the laws of the land in favor of the defendant

Regarding “Closed Door” Hearings & “Secret” Testimony

House Rule XI paragraph 2(k)(5) provides for closed hearings:

    • o (5) whenever it is asserted that the evidence or testimony at any investigatory hearing may tend to defame, degrade, or incriminate any
    • o (A) such testimony or evidence shall be presented in executive session, notwithstanding the provisions of clause 2(g)(2) of this rule, if by a majority of those present, there being in attendance the requisite number required under the rules of the committee to be present for the purpose of taking testimony, the committee determines that such evidence or testimony may tend to defame, degrade, or incriminate any person . . .
  • This rule also provides that no testimony or evidence taken in executive session may be publicly released without the committee’s consent.
  • Even when a hearing is open to the public, the House Rules provide for limitations on the broadcast coverage of the hearings. While at rule XI paragraph 3(e) the rules state that a committee can vote to permit the hearing to be broadcast, they can also provide a subpoenaed witness what the right to prevent such broadcast, at 3(f)(2):
      • o (2) No witness served with a subpoena by the committee shall be required against his or her will to be photographed at any hearing or to give evidence or testify while the broadcasting of that hearing , by radio or television, is being conducted. At the request of any such witness who does not wish to be subjected to radio, television or still photography coverage turned off. This subparagraph is supplementary to clause 2(k)(5) of this rule, relating to the protection of the rights of witnesses.
  • The Senate has the same option with a similar rule, so their committees, if they ever choose to WORK, adhere to the same structure under Senate Rule XXVI

Regarding Whistleblowers

The Whistleblower Protection Act: An Act to amend title 5, United States Code, to strengthen the protections available to Federal employees against prohibited personnel practices, and for other purposes.

Introduced in the Senate as S. 20 by Carl Levin (D–MI) on January 25, 1989

Passed the Senate on March 16, 1989 (97-0, Roll call vote 24, via

Passed the House on March 21, 1989 (Agreed voice vote)

Signed into law by President George H.W. Bush on April 10, 1989

President Barack Obama issued Presidential Policy Directive 19 (PPD-19), entitled “Protecting Whistleblowers with Access to Classified Information”. According to the law signed by Obama on October 10, 2012, it is written that “this Presidential Policy Directive ensures that employees (1) serving in the Intelligence Community or (2) who are eligible for access to classified information can effectively report waste, fraud, and abuse while protecting classified national security information. It prohibits retaliation against employees for reporting waste, fraud, and abuse.

In other words, protecting whistleblowers was a BI-PARTISAN ACT spanning decades. Note that Obama strengthened protections for whistleblowers even AFTER Edward Snowden. The key difference between what Snowden did and what is happening today is that Snowden leaked classified information to the press and not via the appropriate channels. That was because he was too scared that the information would not get where it needed before he was silenced.

There are only 2 whistleblowers that have been indicated in the impeachment proceedings. Based on the WPA, they do have rights. They have done nothing wrong and have gone through the appropriate channels with concerns about their workplace. Being threatened by their boss is exactly why the law is in place. If their boss is found not guilty, their job should still be safe. A whistleblower complaint does not rise to these types of levels unless there is actually something worth investigating. This is not indicative of a particular persons guilt, but it is indicative of something that is not working the way it should be, and that should concern every American.

Regarding Confronting Your Accuser

Perhaps basic constitutional law needs to be taught as a required course in high school. The basic tenet as an American to be allowed to confront your accuser reminds me of an image from puritan witch trials. The 6th Amendment, however, looks much different in today’s courts. Turn on any prime time law drama and you will get a better idea of what it actually means. It does not mean when someone who provides a tip or evidence is required by law to be in the courtroom as a witness and be cross examined. It definitely does not mean that the accused is allowed to speak with them or even meet them. You can equate a whistleblower with someone calling a tip line.
Aside from that, though, even if the whistleblower turned out to be a key witness in the case, it still would not give the accused the right to question them. It allows for cross-examination and unless the accused is representing themselves, only the attorney will be asking the questions.

Regarding DDR & Stasi

(This was thrown into the original argument with no relevant connection. Comparing the current process to Russian or Nazi like government is a favorite fear motivator of the talking heads even though there are no similarities).
Yes, after World War II, Germany was divided among the allies and East & West Germany came into being – DDR & BDR – Deutsche Demokratische Republik and Bundesrepublik Deutschland. Like any country, the DDR had a police and military. Like the eastern block countries, they also had police and military on steroids.
East Germany was a satellite state of the Soviet Union, a member of the Warsaw Pact and the boarder furthest to the west for the Soviet Union. It had the most robust and strongest military in the Warsaw Pact for that reason.
Yes, the Stasi motto was “Schild und Schwert der Partei” or Shield and sword of the party. They were the equivalent of the KGB, or to today’s FSB.
The Stasi did not hold trials. The Stasi was not anything like a congressional body. The Stasi was not even a resemblance of our past or current CIA or NSA.
This reference to East Germany and the Stasi is completely misplaced and ignorant.
This is also a very hypocritical due to the fact that the current administration has some of the most racist and militant in their employment.

The Constitution & Impeachment Investigation

Article 1: Section 2; clause 5 of the constitution
Section 1
All legislative Powers herein granted shall be vested in a Congress of the United States, which shall consist of a Senate and House of Representatives.
Section 2
The House of Representatives shall be composed of Members chosen every second Year by the People of the several States, and the Electors in each State shall have the Qualifications requisite for Electors of the most numerous Branch of the State Legislature.
No Person shall be a Representative who shall not have attained to the Age of twenty five Years, and been seven Years a Citizen of the United States, and who shall not, when elected, be an Inhabitant of that State in which he shall be chosen.
Representatives and direct Taxes shall be apportioned among the several States which may be included within this Union, according to their respective Numbers, which shall be determined by adding to the whole Number of free Persons, including those bound to Service for a Term of Years, and excluding Indians not taxed, three fifths of all other Persons. The actual Enumeration shall be made within three Years after the first Meeting of the Congress of the United States, and within every subsequent Term of ten Years, in such Manner as they shall by Law direct. The Number of Representatives shall not exceed one for every thirty Thousand, but each State shall have at Least one Representative; and until such enumeration shall be made, the State of New Hampshire shall be entitled to chuse three, Massachusetts eight, Rhode-Island and Providence Plantations one, Connecticut five, New-York six, New Jersey four, Pennsylvania eight, Delaware one, Maryland six, Virginia ten, North Carolina five, South Carolina five, and Georgia three.
When vacancies happen in the Representation from any State, the Executive Authority thereof shall issue Writs of Election to fill such Vacancies.
The House of Representatives shall chose their Speaker and other Officers; and shall have the sole Power of Impeachment.

SCIF – what is it?

Sensitive Compartmented Information Facility, in U.S. military, national security / national defense and intelligence parlance, is an enclosed area within a building that is used to process Sensitive Compartmented Information (SCI) types fo classified information.

A SCIF room is nothing new. Many meetings, committees, and even questioning of witnesses have happened over the entire history of congress in SCIF settings.

Why the hearings aren’t on TV like Kavanaugh’s hearings?

General Definitions
    • Deposition is a witness’s sworn out-of-court testimony. It is used to gather information as part of the discovery process and, in limited circumstances, may be used at trial. The witness being deposed is called the deponent. The deposition is to provide opposing counsel with a better understanding of a claim, held in a room without a judge present. This is similar to an inquiry.
    • A hearing is conducted in front of a judge and held in a hearing room or court. Each side has the opportunity to cross examine the witnesses and present exhibits.
    • Bret Kavanaugh, and any Supreme Court nominee, sat in front of the Senate Judiciary Committee for a confirmation hearing. Most of the confirmation hearings are available to public viewing, however, there are some matters that are determined to be matters of national security and are heard behind closed doors.
Currently in the House, there are six committees involved in the actual impeachment inquiry. Please note here, this is an inquiry at this point, not a hearing. Those committees are:

  1. Financial Services (26 Republican representatives sit on this committee)
  1. Judiciary (17 Republican representatives sit on this committee, including Matt Gaetz of Florida and Jim Jordan of Ohio)
  1. Intelligence (9 Republican representatives sit on this committee, including Devin Nunes of California as the Ranking member)
  1. Foreign Affairs (21 Republican representatives sit on this committee)
  2. Oversight & Reform (18 Republican representatives sit on this committee, including Jim Jordan of Ohio as the Ranking member)
  3. Ways & Means (17 Republican representatives sit on this committee, including Devin Nunes of California)
Because the INQUIRY is a FACT FINDING MISSION, & not judge, jury & executioner, these committees & witnesses are being held behind closed doors. They are not being done in secret as Rep. Gaetz & Representative Jordan would like you to believe. As you can see above, not only are there republicans on each & every committee, but many of the representatives that are crying foul are on these very committees, even as ranking members.

Not A Kangaroo Court

A kangaroo court is a court that ignores recognized standards of law or justice, and often carries little or no official standing in the territory within which it resides. – Wikipedia
Congress is not holding court, nor a trial. They are currently following the guidelines for gathering evidence in an impeachment inquiry granted to congress under the powers of the constitution. The origin of the term actually means a court that benefits the defendant, not the prosecutor.

Response to Yad Vashem @yadvashem Twitter response to @AOC calling US boarder “concentration camps”

Wow. This hurts me to the core. I am the child of a German immigrant. She was born in what is now Poland in 1935. She wanted so to become part of the League of German Girls, the branch of the Hitler youth for girls, when she was a child, but was too young to join. You had to be 10 years old, and everyone did. She, like many, especially children, we’re enamored by her leader, by patriotism and nationalism. Even as her own family was torn apart, her siblings in different homes, her father taken prisoner by Polish soilders, she was proud to be German. It wasn’t until she was in her teens that she learned of the horrors that were carried out in the name of her country.

She moved here with her husband, my father, in the 60’s, eventually settling in a suburban neighborhood that had a dense Jewish population. As I was growing up a decade later, I didn’t advertise I was German, I was embarrassed and knew it was an open wound for many in my community. It was one of those things you didn’t speak about in polite conversation. Fortunately most in the community were one generation removed from the direct experience (my mother had me at a relatively late age, whereas most other parents were about ten years younger).

We grew up knowing it was not our fault. It was not my mother’s fault. It was not our grandparents fault. But somewhere, at some point, Germans allowed it to happen.

It wasn’t like on Monday everything was normal and on Friday 6 million Jewish people were dead.

No. History has shown us, it has never happened like that.

Hitler did not have a grand design of cheap war time labor. He had a grand design of targeted genocide. Brushing aside the brutality of history by claiming the concentration camps were created with the intention of cheap labor is spitting on each and every grave.

There may have been people that were sentenced to hard labor that were not Jewish, but the camps were not built for them, they were a handy alternative for dissidents, criminals and people that just pissed off Hitler and his SS boys.

What is happening in this country, at our southern boarder, no, it is not on par with 6 million Jewish people murdered by Hitler. It is on course to be worse. Why?

Because we can see. We can see each and every atrocity carried out. We can see every family ripped apart. We can see what OUR war on drugs has done to their homes in Central America and why they are fleeing for their lives. We can see children without their mother or father. We can see children in cages sleeping on floors. We can see courts with no inturpreturs or attorneys. We can see people’s rights being taken away because they were not born here, regardless of how long they have lived here. We can see.

We can hear. We can hear the vitriol coming from the mouth of trump. We can hear the hate speach chanted at his rallies. We can hear people in stores yelling at people to go back to their country. We can hear the KKK marching in our streets again. We can hear.

Having the Holocaust Center stating “the camps helped” is so beyond disturbing. This is the type of political dog and pony show that is reserved for the bullshit and pandering, not the sacred memory of millions.

There are few left that were actually alive to experience the horror of 1939-1945 in any aspect. So for that, we are now left with records, written history, photos, interviews, memories of stories told. It is up to us, right here, right now, as to whether or not we are willing to allow such a monstrosity of history, or even a shadow of a resemblance of it, be repeated. Do you want your children, your grandchildren to have to answer these questions in 50 years?

An Open Letter To Jamie Dimon & Chase Bank

Dear Mr. Dimon and Upper Level Employees of Chase Bank,

I would like to invite any one of you to please switch places with me for one year. I am not only speaking financially, but please take my daily migraines, back pain, knee pain, nausea, vertigo, tinnitus, memory loss, balance issues, 15 different medications I take daily, the ER visits, which I have to call Uber for because I don’t have anyone that can take me most of the time, please switch places with me. Because then MAYBE you might have a clue as to what it is actually like to be one of your customers that have a problem most months of the year keeping their balance above zero and incurring your outrageous fees.

I used to get all worked up, the second I got that notification, I scrambled to try to cover it. Now, I just don’t give a shit because there is nothing I can do. I just don’t have the money and there is no where I can get it. When I can get money, I get it in cash and I keep it because I need to buy milk, or pick up a prescription and I have already maxed out my credit card on doctor appointments. So I start every new month already in the hole because of those lovely overdraft fees, plus the ‘chronic’ overdraft fees. That’s it, kick ‘em when they’re down so you can get that new Rolex.

I started working when I was 13 years old. Not because it was a novelty, but because we had nothing. When we first left our dad, my mom left with a suitcase. Our first year in the apartment we slept on the floor, had a side table as our dining room table and that was pretty much it. It took that whole year for him to finally give us a few pieces of furniture, the rest a few friends donated pieces to us. That first job was selling the paper door to door.

I had that job through Jr. High, then I was a life guard and a swim coach for summer league, then I was an au pair in Germany, came back and became a phlebotomist (tried to go to university but couldn’t afford it) and so became a full time administrative assistant. The job required relocation often, so at the conclusion of one project, I moved back to Houston, unemployed for just under a year and took a retail job at minimum wage part-time. I stayed for 11 years, moved up in the company, worked in 5 stores, 4 departments and was a trainer / developer for a design software. I wanted to move back to Houston and got a job working with animals as a manager in a shelter, which didn’t work out people wise. I soon joined the medical field as a coordinator on a trauma floor in the Texas Medical Center. I was there for almost 8 years.

From 2008 to this year, I have had a headache everyday, all day. Now, most people will experience a headache and when their pain scale is at a 2 or a 3 will take something for it. At a 4 or a 5, they may not go to work, or will lay down for a while, at a 6 or a 7 it becomes hard to do much, and an 8 to 10 they are calling their doctor or at the hospital. The last 10 years for me a 6 was normal and because of that, I had to function at a 6. If I had a 2 or a 3, I was heading to Disney Land! In 2016 I had a shunt placed in my brain to drain excess fluid causing pressure and that is when I went on disability. I wanted to go through the history there because there are a lot of people that think those of us on disability are lazy or sucking off the government. No, I have put into social security for 33 years. My disability payments are in direct proportion to what I paid for the time I work and the amount I made. Ok, now that that is clear.

Now, down to the nitty gritty. The deleted tweet was priceless.
”Make coffee at home”
”Eat the food that’s already in the fridge”
”You don’t need a cab it’s only three blocks”

My Chase account deposits from January 22 to March 22, 2019:
3980 from disability
1950 borrowed from family members
80 random items sold from my home
1200 payday loan from Cashnet USA
233.54 Closed Stash Investment account (trying to save, ha ha, poor people shouldn’t save, right)
115.92 Go Fund Me Page to help with medical expenses

1220.11 Medical
1862.19 Extra Debt (includes 1200 payment to Cashnet to avoid interest & 272 in credit cards used for medical)
3005.01 Bills (includes rent)
604.27 Expenses (laundry, food, gas)
409.76 “Frivolous”

Let’s go through my “FRIVOLOUS” in detail, ok?!? I am going to group them together. I do want you to keep in mind a couple of things.
1. I spend the majority of my time in a dark room with ice packs on my head
2. My groceries consist of things to make coffee, cereal, and anything that can be made or put together in under 5 minutes (I.e. microwave)
3. My car has 3700 miles on it. It’s a 2017. I don’t go out much. Period.
4. Not an excuse, but when I do get fast food or delivery, 99% of the time it’s because I feel like total shit, I’m hungry and can’t even deal with cereal (btw, could you eat the same thing all day for a week?).
OK, here we go (aren’t you excited?!?)!! Charges are listed for two months, so if you see Netflix twice for instance, it is because it is for February and March.

  • Streaming Services (no cable, no antenna, no satellite)
    • Netflix 11.90
    • HBO 16.23
    • CBS 6.48
    • Amazon Membership 7.60
    • Netflix 11.90
    • HBO 16.23
    • CBS 6.48
    • Amazon Membership 7.60
  • Food
    • McDonalds 4.45
    • Wendy’s 5.08
    • Panda Express 8.23 (purchased one meal, lasted for 2 meals)
    • Kenny & Ziggys 9.80 (purchased one meal, lasted for 2 meals)
    • Wendy’s 6.35
    • Grubhub 39.60 (purchased one meal, lasted for 3 meals)
    • Grubhub 18.71 (purchased one meal, lasted for 2 meals)
    • Grubhub 19.67 (purchased one meal, lasted for 2 meals)
    • Starbucks 10 (loaded to card to use while in Dallas for surgery)
  • Entertainment
    • Audible (cancelled) 16.18
    • Comedy Show 24.00 (first concert / show in 2 years)
    • Archery Range 25.00
  • Everything Else
    • Phone Game 10.00 (? No idea what this is actually)
    • Amazon 7.60 watercolor pens for business
    • Target 4.21
    • Amazon 8.65 book
    • Amazon 7.57 dog whistle
    • Amazon 19.49 pants
    • Donation 37.00
    • Amazon 6.48
    • Facebook Promotion 18.00 (I think this was a mistake)
    • Stash 1.00
    • Lollicup 40.66 (vanilla for coffee at home for more than a month)
    • Stash 1.00

So, Mr. Dimon, before you begin to slash my expenditures and tell me how I am wasting my money on petty things, PLEASE, live in my shoes. That payday loan, the $1,200 from Cashnet USA? That still cost me over $400, even though I gave them the $1,200 principle payment back 7 days after I got it! Pull up my account! Deposited March 7, 2019, electronic withdrawal March 14, 2019. I have had to use this strategy twice now. Borrow the high interest (disgustingly high) loan to pay rent to avoid eviction because my deposit wasn’t on the first, it was on the second Wednesday of each month. Then on the second Wednesday, I would pay at least the principle, if not the whole amount.

I have doctors not covered by insurance that are $120 out of pocket which sometimes I have to cancel (I have to see them every three months). I have another that IS covered, but that is supposed to be weekly at $50, but I can’t afford and extra $200. My neurologist is every three months at $50, my second neurologist is every month currently at $50. My surgeon in Dallas is $50. There are some medications I don’t pick up because even with insurance, I might not happen to have enough, or like right now, I have a negative balance so I can’t get anything unless it is fully covered. If I need to buy something, I have to sell something (which I have a bunch of stuff listed on neighborhood websites). I even have to do my dog’s vet care on credit and my vet lets me do payments with the balance (my last bill was $400, I only had $200 available on the card, so they let me carry a balance with the office of the $200). My cat just died and is sitting in the freezer at the crematorium until I can pay the balance to cremate him.

This week I have eaten a loaf of bread by means of cinnamon toast, grilled cheese or tuna salad. I’ve had coffee each morning. I splurged and got a roasted chicken for $4 and tortillas for $1 and have had that for dinner for the last few days along with big k cream soda (no caffeine!). I am having to fight Texas Health & Human Services to get $15.00 a month in SNAP food benefits. $15.00. Because I get $110 too much based on their calculations.

So, again Mr. Dimon, I do eat the food ‘in the fridge’, I do ‘make coffee at home’ and the three times I have taken Uber in Houston lately even though they were technically walking distance, I was going to the ER or it was actually more economical.

I am tired of anyone in the banking industry crying foul or blaming the customer. Sure, there is always the bad apple, but you know what? The top of the tree is rotten to the core. I lost my house to Wells Fargo in ‘08, kicked out on Christmas Eve no less (the Sheriff was nice enough to come back after the new year because I was beyond surprised). Who knows how much I have paid in overdraft fees, late, penalties, whatever. I am sure over the time I have been a bank customer I have given someone a few really nice vacations. My tax dollars bailed your asses out along with every other tax payer. Too big to fail my ass, they should have let every single one of you just crash like the Hindenburg and let the little guy shine. The rub is, we bailed you out and just like clockwork, every last one of you turn your back on every single hard working, struggling tax payer.

So please, next time you or one of your talking heads are in front of congress, don’t insult us even more, just own your balls, and tell the people you have ripped off you will continue to do so and the people you have made rich you will continue to protect them and anyone in-between you could care less about unless you can make money off of them somehow.